Hey there! When folks reach out to me about purchasing a home, I often find they fit into one of three distinct categories. First up, we've got those who are all about the HOA and amenities on steroids. They're looking for a community that offers top-notch facilities and services to enhance their lifestyle. Then, there are those who prefer a more modest HOA, seeking just the right balance between community benefits and affordability. And finally, we have the free spirits who steer clear of any HOA obligations altogether. No matter which category you fall into, I'm here to help you find the perfect home that aligns with your unique preferences and lifestyle. Let's embark on this exciting journey together.

HOA OR NO HOA

WHICH IS BEST FOR YOU?

It's true that those in the "No HOA" category often have strong convictions about maintaining complete freedom over their property without any dues or external regulations. However, it's essential to understand that even in areas without an HOA, there can be restrictions imposed by local zoning laws or other regulations.

Living in the Sarasota area means having a lot of subdivisions to choose from, each with its own unique charm and amenities. Some come with hefty HOA dues, while others are more budget-friendly, clocking in at less than $100 for the entire year. But here's the thing: not everyone is keen on the whole HOA scene. That's where standalone homes come into play. Over time, I've noticed that many folks simply crave the simplicity of a cute home nestled in a charming neighborhood, free from the complexities of an HOA. So, let's dive into the world of standalone homes together, exploring the good, the bad, and yes, even the ugly.

COUNTY RULES

Let's talk about the nitty-gritty of local regulations because, regardless of which home steals your heart, you'll need to play by the county, city, or township's rules. These regulations cover everything from pulling permits for renovations to rental restrictions and even what trees you're allowed to prune. Now, here's the scoop for Sarasota: there's a difference between living within the city limits and the rest of the area. For instance, if you're in the city, you can rent out your home on a weekly basis, whereas in the county, it's limited to monthly rentals. And about those accessory dwelling units (ADUs) in your backyard for guests or rentals? While it's not a common practice in our neck of the woods, I believe it's not permitted by the county. Now, I don't have all the fine print on whether you need a permit for that new fence or shed, but here's a crucial point: just because there isn't an HOA doesn't give you carte blanche to do as you please. It's essential to stay informed and comply with local regulations to ensure a smooth homeownership journey.

DEED RESTRICTIONS

A common question that pops up when I'm showing homes: those intriguing signs at the entrance of certain communities that say "deed restricted." So, what does that actually mean? Well, it's all about limitations outlined in the deed to the home. Essentially, there are rules set by the county that govern what you can and can't do with your property. While deed restricted communities often coincide with HOAs, that's not always the case. Take, for example, a home I once listed. Despite no HOA dues, there was a self-regulated HOA with its own set of rules. Want to keep a camper or boat in your front yard? Sorry, not allowed. And there were specific guidelines regarding fences and setback lines too. So, when it comes to buying a home in a deed restricted community, it's essential to understand and abide by these rules to ensure a harmonious living experience.

MAKE IT YOUR OWN

While you might need a permit for certain additions like a shed or fence, fear not—there's still plenty of room for personalization. From my experience, I've never come across restrictions on something as fundamental as the color of your home or how many cars you can park in the driveway. But hey, it's always wise to double-check. Often, just taking a leisurely drive through a neighborhood can give you a good sense of what's permitted and what's not. So, whether you're dreaming of a vibrant exterior hue or envisioning a driveway filled with your beloved vehicles, rest assured there's ample space for creative expression in the realm of homeownership.

NO HOA PITFALL

It's important to remember that if you're opting out of an HOA to have full control over your home, you're not alone in that sentiment. However, it's worth noting that not everyone may share the same level of dedication to maintaining their property. You might come across neighbors with untidy yards, cars parked haphazardly on the grass, fences in disrepair, or homes in need of a good pressure wash. While living without an HOA grants you the freedom to make your own decisions, it also means being part of a community where standards of upkeep can vary. It's all about finding the right balance between personal freedom and neighborhood harmony.

CONCLUSION

While it's tempting to bask in the freedom of fewer regulations and lower costs, it's crucial to conduct thorough research and avoid making assumptions about what's permissible in your desired neighborhood. You might encounter surprises post-closing that could impact your living experience.

If you find yourself pondering questions about HOAs or their absence, don't hesitate to reach out to me. Whether you're buying or selling, it's essential to have a clear understanding of the rules and restrictions to ensure a smooth transaction. If you are considering buying or selling in Sarasota, I'm here to lend my expertise —give me a call today!